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Frequently Asked Questions

Q: What is HealthWise?

A: HealthWise is a preventative health benefits program designed to complement existing health benefits by providing proactive health support through a mobile app.

Q: Is HealthWise legal and compliant?

A. HealthWise is 100% legal and compliant. This is a tax-qualified plan with a preventive health focus that uses tax advantaged provisions under the Internal Revenue Service (IRS) codes "Section 125 Cafeteria Plan and codes 105, 106, and 213(d)" and ACA wellness rules.

Q: Can my company keep its current health benefits?

A: Yes! HealthWise enhances your current health benefits, providing additional tools and resources to help employees stay healthy without interfering with existing plans.

Q: What if my company does not offer health benefits?

A: No problem. If you do not have a current health benefits package, HealthWise can serve as your primary at no net cost.

Q. What if my company is self-insured, will this still work?

A. Yes! In fact, in addition to the tax savings, HealthWise can help reduce your expenses by:
1. Reducing emergency room visits by more than 40%

2. Eliminating more than half of all urgent care visits

3. Intercepting many specialist visits that can be treated with our medical team

Q: What features does the HealthWise app offer?

A: The app includes proactive programs, mental health support, regular health scans, and seamless connectivity with medical professionals for the employee’s whole family.

Q: How can HealthWise reduce healthcare costs?

A: By promoting early detection and proactive care, HealthWise may help prevent serious health issues, reducing the need for expensive treatments and lowering overall healthcare costs.

Q: How do I know if my company qualifies for HealthWise?

A: Companies with 10 or more W2 employees (aged between 18-64) making at least $25K per year qualify for HealthWise. Book now for a consultation to see how you can quickly help your employees.

Q: What are the costs associated with HealthWise?

A: HealthWise is designed to be a no net cost to both employers and employees, making it an affordable addition to your current benefits package. If you do not have a current health benefits package, HealthWise can serve as an IRS approved Health Benefits plan at no net cost.

Q: How does HealthWise benefit employers financially?

On average, employers can add up to $300-$600 back into their profits for every employee that joins the HealthWise program.

Q. How long have these plans been around?

A. Since the passing of the Affordable Care Act, which opened the door to structure these types of plans.

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