Additional Healthcare*
An optional medical cost-sharing solution designed
for hospital stays, surgeries, and other large,
unexpected health situations.
*Not insurance. Participation is voluntary and subject to membership guidelines.
Additional Healthcare is a peer-to-peer medical cost-sharing community.
Instead of traditional insurance premiums and networks, members participate in a community that shares eligible medical expenses related to larger health situations.
Designed for bigger health moments rather than everyday care.
For everyday routine & preventive items
+ Urgent Care
+ Primary Care
+ Prescription Savings
+ Labs
+ Vital Scans
+ Counselors
+ Guidance
+ Support
+
For life’s large. unexpected, health expenses:
• Hospitalization
• Surgeries
• Emergencies
• Pregnancy
• Cancer
• Pre-existing
Together, they create a more complete healthcare approach.
✔ Lower monthly costs than many traditional plans
✔ No network restrictions; you choose your providers
✔ Nationwide and worldwide flexibility
✔ Cost-sharing support for eligible major health situations
✔ Medical bill negotiation and support resources
✔ Designed to work with Direct Primary Care and everyday care models
Designed for bigger health moments rather than everyday care.
Families wanting a plan
for larger health situations
Self-employed individuals
and freelancers
Contractor and modern
workforce teams
Employers building a more
complete healthcare strategy
Healthcare for modern life.
✔ Additional Care is not insurance
✔ Participation is voluntary and based on user guidelines
✔ Users contribute monthly sharing amounts instead of traditional insurance premiums
✔ Users are responsible for understanding what is eligible for sharing
✔ Details vary depending on participation structure and selected Initial Unshareable Amount (IUA)

Empowering healthier, happier workplaces through Smart Healthcare—accessible, preventive care with
no surprise costs.
Vital Direct™ is a Health Compass Inc.™ Solution
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