You’re Already Qualified—So Why Aren’t You Getting the Benefits?
How businesses with 50+ W2 employees are overlooking a preventive health opportunity that’s already within reach—and costing themselves in the process.
If your company has 50 or more W2 employees, there’s something you should know.
You’re already qualified to take advantage of certain ACA-supported preventive health benefits—programs that could improve your employees’ well-being, boost retention, and cost your business nothing out of pocket.
But here’s the catch:
Most companies don’t realize they’re leaving these benefits unused. Not because they don’t care—but because no one ever told them they were eligible. Or how to actually activate them.
At HealthWise, we call this the “qualified-but-unaware” gap. And it’s costing companies real money, culture momentum, and team engagement.
Let’s talk about what you’re missing—and how to get it back.
You’re Already Qualified by Law
As an employer with 50+ W2 employees, you’re considered an Applicable Large Employer (ALE) under the Affordable Care Act (ACA). That means you’re already:
Filing 1095-C forms
Offering minimum essential coverage (MEC)
Managing compliance across your workforce
Translation?
You’re already doing the work. You’re paying the premiums. You’re playing by the rules.
But what if those same rules gave you access to enhanced benefits—and you just hadn’t turned them on?
The Problem Isn’t Eligibility. It’s Activation.
The HealthWise Smart Benefits program works with ACA-compliant employers to add a no-cost preventive care benefit alongside your existing coverage. It provides $0 copay, no-deductible care to eligible employees—and it’s fully reimbursed through mechanisms you’re already aligned with.
But here’s where the confusion sets in:
Most businesses assume “we’re not eligible”
Others believe “this must replace our current plan”
And many simply say, “It sounds too good to be true”
In reality?
Most companies are already qualified. They just haven’t taken the step to find out who on their team is eligible to receive these benefits.
That’s why HealthWise starts with a simple, no-obligation Eligibility Report.
We look at your payroll structure, your benefit design, and your employee breakdown to see exactly who can benefit—and how fast we can get you live.
So Why Haven’t More Companies Done This?
Because no one is incentivized to tell you about it.
Brokers don’t usually bring it up (it’s not an insurance plan).
CPAs may not see it as part of your tax strategy.
Internal HR teams are stretched thin and don’t have time to vet new benefits.
That’s where HealthWise comes in:
We’re the team that connects the dots. We exist to make sure businesses like yours aren’t leaving value on the table—not because of a lack of compliance, but because of a lack of activation.
The Business Case: Real Numbers, Real Retention
Let’s do some quick math:
A business with 100 employees may have 50–70 eligible participants. Through HealthWise, they could activate $50,000+ worth of preventive care—without adding cost to the company or the employee.
More importantly, employees actually use it.
And that usage translates into:
Fewer sick days
Increased employee satisfaction
Better retention (especially in blue- and gray-collar industries)
When employees see that you’re offering meaningful benefits they can use—without jumping through hoops—they stay.
What’s the Catch?
There isn’t one. But there is a clock.
We only onboard a limited number of companies each month to maintain a high-touch implementation process. And as word spreads, more employers are moving quickly to claim their slot before the next enrollment window closes.
If you’re reading this and wondering if your business is leaving value on the table, the next best move is simple:
Start with your free Eligibility Report.
We’ll tell you exactly who qualifies, how it works with your existing plan, and what to expect—no pressure, no disruption, no obligation.
You’re Already Qualified. Now Let’s Activate It.
You’ve done the hard part. You’re compliant, you’ve got a team, and you’re committed to their well-being.
Now it’s time to get the full value of what you’ve already earned.
Let’s put it to work.
